Your situation
Business funding without property
Renting your home, leasing your premises or keeping the family home out of it? Here's how funding works when turnover, not real estate, does the talking.
Renting your home
Renting your home doesn't rule out business finance. How unsecured lenders size loans for renters on turnover and bank statements, and where the limits sit.
Read more →Leased premises
Most businesses lease their shop, office or shed. How commercial tenants get unsecured finance, what a lender asks about the lease, and what to avoid.
Read more →Keep the home out
You own a home but don't want it tied to the business. How to borrow without using your house as security, what that costs you in limits, and what to expect.
Read more →Equity already used
Owning property doesn't help if the equity is already borrowed. How owners with maxed-out equity fund the business on turnover, and the limits to expect.
Read more →Home-based & online
Run the business from home or online? How unsecured lenders read marketplace payouts, card settlements and home-office turnover, and what helps you qualify.
Read more →Sole traders
Sole trader without property? How unsecured lenders assess an ABN in your own name, why your personal credit matters more, and how to present income clearly.
Read more →First business loan
Applying for your first business loan with no property to offer? What unsecured lenders expect, typical first limits, and how to build a track record.
Read more →Want a number before you read further?
The free estimator turns your monthly revenue, trading time and existing debts into an indicative unsecured range.
No property? Let's see what your turnover supports.
One short enquiry, no credit check to ask, and one specialist (not a crowd of lenders) who calls you back with options sized on your trading.
No credit check to enquire
Not sprayed to a pile of lenders
A real person on your file